The SELLER can generally be expected to pay for:

The BUYER can generally be expected to pay for: 

•  Real Estate commission
• Document Preparation for Deed
• Documentary transfer tax
• Any City transfer /conveyance tax (according to contract)
• Payoff of all loans in seller's name (if not being assumed by buyer)
• Interest accrued to lender being paid off, Statement Fees, Reconveyance Fees, and any Prepayment Penalties
• Termite Inspection (according to contract) 
• Termite Work (according to contract)
• Home Warranty (according to contract)
• Any judgments, tax liens, etc., against the seller
• Tax proration (for any taxes unpaid at time of transfer of title)
• Any unpaid Homeowner's Association dues
• Recording charges to clear all documents of record against seller
• Any bonds or assessmnets (according to contract)
• Any and all delinquent taxes
• Escrow Fee - seller's portion
• Title Insurance Premium
• Homeowner's Association transfer fee

• Lender's Title Policy
• Escrow Fee - buyer's portion
• All new loan charges (except those required by lender for seller to pay)
• Interest on new loan from date of funding to 30 days prior to first payment date
• Assumption/Change of Records fees for takeover of existing loan
• Beneficiary Statement Fee for assumption of existing loan
• Inspection Fees (roofing, property inspection, geological, etc)
• Home Warranty (according to contract)
• Document preparation (if applicable)
• Notary Fees
• Recording charges for all documents in buyer's names
• Tax proration (from date of acquisition)
• Fire Insurance Premium for first year